Mutual Life Global is committed to providing world-class insurance, banking, credit, and wealth management services across multiple regions.
However, to protect our clients, manage claims responsibly, and comply with international laws, we maintain a Restricted Countries Policy.
Mutual Life Global — together with our directly managed subsidiaries Mutual Life Africa, Taesan Financial Group, Taesan Insurance, and all indirectly owned or affiliated companies — is committed to delivering secure, compliant, and world-class financial services worldwide.
To protect our policyholders, ensure operational safety, and comply with international regulations, our Group maintains a Restricted Countries Policy.
This policy defines countries and territories where we cannot provide cover, issue new policies, or extend certain financial services due to armed conflict, civil unrest, sanctions, high levels of violent crime, or political instability.
Restricted Countries & Territories
We do not provide services to residents, businesses, or entities located in the following high-risk or sanctioned regions:
Armed Conflicts & War Zones
Afghanistan
Syria
Yemen
Libya
South Sudan
Sudan
Ukraine (including conflict zones)
Central African Republic (CAR)
Democratic Republic of Congo (DRC)
Somalia
Myanmar
High Political Instability / International Sanctions
North Korea
Iran
Haiti (due to extreme gang violence and civil breakdown)
Venezuela
Belarus
Lebanon
Mali
Conflict Hotspots & Occupied Territories
Israel (due to ongoing volatility in certain regions)
Palestine / West Bank & Gaza
We continually monitor global risk reports from reputable agencies, including the United Nations, World Health Organization (WHO), U.S. Department of State, and Lloyd’s of London.
Restrictions are imposed when:
Policyholder Guidance
If you are a Mutual Life Global, Mutual Life Africa, or Taesan Financial Group policyholder who relocates to a restricted country after taking out your policy, you must inform us immediately.
Failure to notify us may result in policy suspension or cancellation.
For residents or entities in non-restricted regions who travel to a restricted country, coverage will be suspended for the duration of the stay in that territory.
Staying Updated
Our restricted countries list is updated quarterly based on new developments and risk assessments.
We recommend reviewing this page regularly or contacting our Risk & Compliance Department before relocating or conducting business in high-risk areas.
📞 Global Risk & Compliance Support
Tel: +27 87 822 1413
Tel: +44 78 307 86 745
Tel: +1 64 66 31 8599
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Mutual Life Global is a multinational financial services and insurance company, providing banking, payments, credit, insurance and wealth management services to individuals, businesses, multinational corporations and state entities.
Mutual Life Global ™ ©| All Rights Reserved
Legal Disclosure: The services provided by Mutual Life Global are delivered through its licensed and regulated entities.
The specific entity providing your services may vary depending on your location, the type of product, and applicable local regulations. To find out more, please visit our corresponding FAQ page.
All services are subject to:
Eligibility: Only available to individuals and organizations from jurisdictions not listed as restricted.
Regulatory Compliance: Operations comply with local and international financial regulations.
Risk Disclosure: Investment, trading, and lending products carry risk, including potential loss of capital.
Availability: Some services or features may not be available in all regions or for all clients.
By accessing our services, you acknowledge and accept these terms.
