LIFE COVER
At Mutual Life Global, our Life Cover is designed to protect families across borders, cultures, and continents. Whether you’re a resident in your home country, an expat, or part of the global diaspora community, you deserve the peace of mind that your loved ones will be financially protected, no matter where life leads you.
20+
Years of Financial Excellence
2M+
LIVES COVERED
We Provide Global Access To inclusive Financial Services And Insurance Solutions
Protect Their Future, Wherever Life Takes You
Mutual Life Global is an international insurance and financial services company with a strong footprint in Europe, Asia, the Middle East, and North America. We understand the needs of globally mobile individuals, expatriates, and international families — and we deliver reliable protection, wherever you are.
Our Purpose, Ambition & Your Security
We exist to make life protection accessible to individuals and families worldwide, regardless of their location or citizenship status. We strive to provide simple, reliable, borderless insurance solutions that bring peace of mind to globally connected communities.
With Mutual Life Global, you’re protected by a financially sound, globally trusted company. Our claims processes are efficient, secure, and designed to support your loved ones when it matters most.
Life Cover is a comprehensive financial protection policy that provides a guaranteed, tax-free lump sum payout to your chosen beneficiaries in the event of your death.
It ensures your dependents are financially secure, covering expenses such as daily living costs, outstanding debts
You select the cover amount and term that suits your unique circumstances. You pay an affordable monthly premium.
In the unfortunate event of your passing during the policy term, your beneficiaries receive a lump sum payout.
Life Cover offers more than just financial assistance — it delivers peace of mind, global security, and legacy protection.
It ensures that your family can maintain their standard of living, cover debts, continue education, and manage unforeseen expenses, no matter where they are in the world.
Who We Cover & Who Our Clients Are.
Mutual Life Global provides protection for individuals, families, professionals, business owners, and globally mobile citizens.
Our clients include local residents, expatriates, international professionals, global entrepreneurs, and members of the diaspora community living abroad.
We proudly serve those with international lifestyles who require reliable, borderless insurance solutions.
Frequently Asked Questions (FAQs)
Locals, expats, and members of the global diaspora community and foreign nationals living and working abroad, aged 18 to 65 can apply for Life Cover.
Yes, subject to underwriting, you can increase or decrease your cover based on your changing needs.
Absolutely. Your beneficiaries can receive the payout anywhere in the world, subject to standard policy conditions.
No, we cater to global citizens. You can apply regardless of your current country of residence.
While Life Cover provides a lump sum, you can also add specific Funeral Cover for dedicated funeral cost protection.
You’ll need proof of identity (passport or national ID), proof of residency, and basic medical information. Additional documents may be requested based on your application.
Your cover remains active as long as you continue paying premiums, regardless of where you live.
Yes, standard exclusions apply such as fraudulent claims, suicide within the first 24 months, and certain high-risk activities.
Yes, you can list beneficiaries living in various countries. We facilitate international payouts.
It depends on your health profile and cover amount. Some policies may require medical assessments.
We provide multilingual, global claims support to ensure fast, efficient processing and payout worldwide.
We provide multilingual, global claims support to ensure fast, efficient processing and payout worldwide.
Simply contact our claims team via the Mutual Life Global website, mobile app, or dedicated hotline. We guide your beneficiaries through every step of the process.
What We Cover And Your Policy Benefits.
What Is Covered
- Death due to natural causes.
- Death due to accidents
- Terminal illness (where applicable)
- Worldwide coverage, regardless of your country of residence or nationality.
- Payouts for beneficiaries globally.
Policy Benefits
- Guaranteed tax-free lump sum payout upon death
- Global coverage — protection wherever you live or work.
- Flexible cover amounts to suit your needs.
- Affordable premiums with the option to increase cover.
- Multilingual, global claims support
- Beneficiaries can be located in different countries.
- Legacy protection for your family and dependents.
- Additional funeral expense coverage available.
Affordable Comprehensive Cover For All Nationalities
We offer three distinct life cover plans, thoughtfully designed to meet the evolving needs of individuals at different stages of life.
Explorer Plan
This plan is designed for young adults between the ages of 18 to 29,embarking on life’s journey. It offers affordable, flexible life cover to provide peace of mind while you focus on building your future.
Achiever Plan
The Achiever Plan provides comprehensive life cover for individuals aged between 30 and 39. It’s built to protect your growing responsibilities and ambitions.
Nurturer Plan
For individuals aged 40 to 50, tailored for those in their prime, this plan offers robust life cover for individuals between the ages of 40 and 50.
Mutual Life 360 — Your World. One Powerful App.
From filing claims and managing your policies, to applying for credit, increasing, freezing or decreasing your debit and credit card limits, to instantly sending money abroad.
Mutual Life 360, simplifies and streamlines your entire finances with Ai powered financial intelligence.
