🌍 Mutual Life Global Life Cover
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Diaspora Life Cover
Mutual Life Global diaspora Life Cover is a USD-based international life insurance policy tailored for the diaspora community and foreign nationals living and working in the US, UK, Canada, Europe, Asia, and the Middle East.
Protect What Matters. Secure Their Future — Anywhere in the World.
Life is full of possibilities — and uncertainties. For foreign nationals, expats, and members of the diaspora living in the UK, US, Canada, Asia, Europe, and the Middle East, securing your family’s future is more important than ever.
Mutual Life Global’s Diaspora Life Cover is specifically designed to meet the unique needs of globally mobile individuals and families, providing reliable financial protection no matter where life takes you.
As a trusted international insurance provider with strong presence across your key markets, we understand the complexities and challenges of living abroad.
Our simple, borderless life insurance solutions offer peace of mind and financial security, empowering global citizens to protect what matters most—wherever they call home.
Frequently Asked Questions (FAQs)
Foreign nationals, expatriates, and members of the diaspora community aged 18 to 60 living abroad.
The waiting period is 6 months.
Yes. We ensure seamless international payouts to your nominated beneficiaries.
No. You can apply from anywhere as long as you’re living abroad.(Ts and Cs Apply)
Absolutely. You can enhance your policy with dedicated funeral protection.
Your cover remains active as long as you continue paying premiums, regardless of your location.
Yes, including fraud, suicide within the first 24 months, and specific high-risk activities.
Yes. We facilitate global payouts to beneficiaries anywhere in the world.
Depending on your health and cover amount, a medical assessment may be required.
We offer dedicated, multilingual claims support to ensure quick, efficient payouts worldwide.
You will need valid identification valid passport/national ID card, and proof of residence abroad, additional documents maybe requested.
What We Cover
- Death due to natural causes.
- Death due to accidents
- Terminal illness (where applicable)
- Worldwide coverage, regardless of your country of residence or nationality.
- Payouts for beneficiaries globally.
Policy Benefits
- Guaranteed tax-free lump sum payout upon death
- Global coverage — protection wherever you live or work.
- Flexible cover amounts to suit your needs.
- Affordable premiums with the option to increase cover.
- Multilingual, global claims support
- Beneficiaries can be located in different countries.
- Legacy protection for your family and dependents.